POST Execute Transfer

https://api.magmaonepay.com/v1/payout/transfer

Execute Transfer

This guide will help you execute a transfer to any available corridor.

These are for channels: mobile_money, airtime

Corridors

Here are the countries and their supported payment methods:

Country Code	Country Name	Supports Mobile Wallet?	Supports Credit Card?	Airtime	Currency
BJ	Benin	Yes	No	No	XOF
CI	Côte d'Ivoire	Yes	No	No	XOF
TG	Togo	Yes	No	No	XOF
SN	Senegal	Yes	No	No	XOF
ML	Mali	Yes	No	No	XOF
BF	Burkina Faso	Yes	No	No	XOF
CM	Caméroun	Yes	No	No	XAF
GN	Guinée (Conakry)	Yes	No	No	GNF
GH	Ghana	Yes	No	No	GHS

Available Payment Methods

Here are the available payment methods per country and their minimum and maximum transaction limits:

Country Code	Country Name	Payment methods	Min amount	Max amount
BJ	Benin	MOOV_BJ, MTN_BJ	200	1500000
CI	Côte d'Ivoire	MOOV_CI, MTN_CI, ORANGE_CI, WAVE_CI	200	1500000
TG	Togo	MOOV_TG, TMONEY_TG	200	1500000
SN	Senegal	WAVE_SN, ORANGE_SN, FREE_SN	200	1500000
ML	Mali	ORANGE_ML, MOOV_ML	200	1500000
BF	Burkina Faso	MOOV_BF, ORANGE_BF	200	1500000
CM	Cameroun	MTN_GN, ORANGE_GN	200	1500000
GN	Guinée (Conakry)	ORANGE_GN, MTN_GN	200	1500000
GH	Ghana	MTN_GH, VODAFONE_GH, AIRTEL_GH	200	1500000

Transfer Statuses

Transfers may have one of the following statuses:

Status	Description
new	The transfer is newly created
success	The transfer is successful
pending	The transfer is pending
failed	The transfer has failed
refunded	The transfer has been refunded
cancelled	The transfer has been cancelled

HEADERS

Authorization	Bearer TOKEN

NB: TOKEN is your private secret key dependant on your mode (live or test) for server-side

Body

Request Body

The body of the request should be a JSON object with the following fields:

Field	Description	Type	Required
merchant_transaction_id	Unique transaction identifier on your system	String	Yes
amount	Amount to be transferred	Number	Yes
currency	Currency code (e.g., XOF)	ISO3 Currency	Yes
description	Description of the operation	String	No
channel	Transfer channel (mobile_money,wave)	enum	Yes
country_code	Country code (e.g., CI)	ISO2 Country	Yes
receiver_account	Receiver's account number	String	Yes
transfer_method	Transfer Method if you want to specify (ORANGE_CI)	String	No
receiver_first_name	First name of the receiver	String	Yes
receiver_last_name	Last name of the receiver	String	Yes
webhook_url	URL to receive webhook notifications	String	No
custom_field	Any additional custom field for the client	String	No

Exemple of a body, raw (json)

{
  "merchant_transaction_id": "876d6cab-d96e-4fec-8639-216cb52b76e3",
  "amount": 500,
  "currency": "XOF",
  "description": "Payment description",
  "channel": "mobile_money",
  "country_code": "CI",
  "receiver_account": "+2250707000200",
  "receiver_first_name": "Amidou",
  "receiver_last_name": "Amada",
  "webhook_url": "https://webhook.site/dcfa6085-3e7f-469e-9ff6-3c9bc0ed1c1d",
  "custom_field": "any_string"
}

Example Request

curl --location 'https://api.magmaonepay.com/v1/payout/transfer' \
--header 'Authorization: Bearer TOKEN' \
--data '{
    "merchant_transaction_id": "876d6cab-d96e-4fec-8639-216cb52b76e3",
    "amount": 500,
    "currency": "XOF",
    "description": "Payment description",
    "channel": "mobile_money",
    "country_code": "CI",
    "receiver_account": "+2250707000200",
    "receiver_first_name": "Amidou",
    "receiver_last_name": "Amada",
    "webhook_url": "https://webhook.site/dcfa6085-3e7f-469e-9ff6-3c9bc0ed1c1d",
    "custom_field": "any_string"
}'

Example Response

Body

{
    "code": 201,
    "message": "CREATED",
    "data": {
        "created_at": "2024-06-04T00:46:19.000000Z",
        "done_at": null,
        "transfer_token": "da578aa9-cf07-481c-83d9-6c71ca980644",
        "merchant_transaction_id": "JGVDHUSJGBJs",
        "country_name": "Côte d'Ivoire",
        "country_code": "CI",
        "amount": 150,
        "currency": "XOF",
        "description": "Transfer test",
        "channel": "mobile_money",
        "receiver_account": "+2250707000200",
        "receiver_first_name": "Cheick",
        "receiver_last_name": "Cheick",
        "webhook_url": "https://webhook.site",
        "custom_field": "123456",
        "status": "new"
    }
}